Financial Literacy Online

Financial Literacy Can Help You Have The Best Years Of Your Life

What Is Financial Literacy? Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. The lack of these skills is called financial illiteracy. We help break the generational curse of financial illiteracy. It’s not just information but the integration of this profound information. Let’s help prepare our community for ownership.

Financial Literacy Plays A Critical Role In Your Life, From Getting Loans Approved To Obtaining A Place To Live & Future Employment

Financial Literacy has five key components: earn, spend, save and invest, borrow, and protect. The need for financial literacy is evidenced by the poor financial situation of individuals: drowning in debt without a budget plan and making misguided decisions about their money. Most of these poor financial behaviors stem from financial illiteracy (basic lack of understanding of financial competencies)

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Learn The Missing Link To Reach Your Full Potential! You’ll Want To Use These Techniques For Yourself In Your Own Financial Journey. You Need New Strategies And Perspectives And You Can Learn Them Here. Update Your Financial Education Today!

Financial literacy is important because it helps people become self-sufficient and achieve financial stability. This includes being able to save money, distinguish the difference between wants and needs, manage a budget, pay their bills, buy a home, pay for college, and plan for retirement.

Financial literacy is important because it equips us with the knowledge and skills we need to manage money effectively. Without it, our financial decisions and the actions we take—or don’t take—lack a solid foundation for success. … Nearly half of Americans don’t expect to have enough money to retire comfortably.

Financial education: It is the ability to understand how financial resources work. It refers to the technique of investing and managing financial resources and the skill to make good financial decisions

Financial illiteracy can result in poor saving, poor spending, excessive credit card use, and bad investment decisions and a life in the streets. The stress of financial insecurity in families can lead to divorce, suicide, domestic violence and other crimes, this is my reason for my office is in the streets.

An Investment News survey found that 78% of advisers strongly agree that financial literacy is an issue in America and 89.7% have encountered financial literacy issues among their clients.

Financial literacy classes teach students the basics of money management: budgeting, saving, debt, investing, credit allocation and giving in a way that relates effectively and expediently. That knowledge lays a foundation for students to build strong money habits early on and avoid many of the mistakes that lead to lifelong money struggle.

These generally fell under the category of home economics, with courses that might have been titled “household finances,” “family finances,” or “consumer economics.”

Finance skills are hard and soft skills that are used by those who work in the finance industry, including accountants, financial analysts, chief financial officers, underwriters, finance managers and more. … Finance skills are important to uphold financial practices and maintain financial stability within a business.

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Meeting ID 81274174568
Topic Financial Literacy Online Meeting
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Start Time Saturday, Jan 16, 2021 12:04 AM
Timezone America/Chicago
Duration 40
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Make A Donation Today! We Need Your Commitment!


Your contribution is appreciated for this pilot program of Financial Literacy in the community to change the trajectory, mindset and how we perceive money. We need your help with our non-profit in request of donations as a tax write-off inviting community partners to sow seeds into our program monthly partnering with HigherGroundCommunityDevelopment.org Thank You For Your Patronage! Donations go to supplies, sponsorship of students and community operations.


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In Association With Laura Ann Clency Rosser Foundation

Why is financial literacy not taught in school?

Another reason for the lack of financial education in schools is that education decisions are made on a state level, so there’s no federal mandate or guideline to help schools learn the most effective approach to teaching personal finance.


Do schools teach financial literacy?

The basics of personal financial planning-teaching young people about money, its value, how to save, invest and spend, and how not to waste it-should be taught in school as early as elementary school. But too many school districts teach personal finance for the first and only time in high school

Financial literacy’ is defined as the ability to make informed judgments and effective decisions about the use and management of money. … Evidence suggests providing education about money management has become more necessary than in the past.

The 1 hour course covers relatable personal financial planning concepts and applications including cash flow, net worth, credit asset selection and purchase, income taxes, insurance, and consumer debt. … The same is true for this class; the skills you learn in Personal Finance are transferrable to any career you might have.

I Want You To See The Value Of These Profound Techniques. Lets Make This Year The Best Year Ever Together!

Financial Literacy Is The Foundation To Financial Freedom

Book 1 hour credit coaching & financial review now
Meeting ID 81274174568
Topic Financial Literacy Online Meeting
Meeting Status Waiting - Not started

Refresh is needed to change status.

Start Time Saturday, Jan 16, 2021 12:04 AM
Timezone America/Chicago
Duration 40
Join via Zoom App Join
Join via Web Browser Join

6 thoughts on “Financial Literacy Online

  1. Maria Hatch says:

    Thank You to Taquarius Spruill for all your help. I was very hesitant about opening up a new account with another bank. However speaking with you and your knowledge on the financial industry eased my anxiety. I will definitely refer Mr. Spruill to my family and friends. I would use him for all my financial needs. Words cannot express my gratitude for your assistance in the financial industry.

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  3. Elma Bell says:

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  4. Richard E.Johnson III says:

    Coming from a home where financial security was not discussed caused me to make many poor financial decisions. Not only that but being ignorant as to how credit works. Mr. Spruill took his time with me one day and got me going in the right direction. Because of his advice I was able to mend my credit and purchase a home for my family. There is no one I refer but Mr. Spruill.

  5. Corey says:

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  6. LaCorey Williams says:

    WOW! I’m not sure where to begin. I was at a beginning and an end at the same time. After meeting with Mr. Spruill giving him little bit of my back ground fast forward, he has given me more opportunities with open doors. To not understand anything about credit and in just a short time having several financial institutions contact me to say hay use our money was overwhelming at first.
    Remembering these same institutions wouldn’t loan me fifty cents, but because of the dedication and relentless effort on Mr. Spruills part I’ve developed my business and I’ve grown all the while being coached and guided by a real person who’s not going to let you fail and if you drop the ball a time or two will still be accountable to his word. That’s the kind of person I have on my team. I think it would be a hazardous mistake to not take advantage of the service’s the he has provided for you to take part in. THANKS TEE!

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